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Umbrella limits will be made available for optional purchase for an additional $85
Searches include
the following:
Policy Number
Policy Period
Policyholder Verification
Date of Loss Verification
Expedited Options
Umbrella Verification
Liability Limits
Non-Refundable Deposit Required
Insurance Carrier
Summary of Findings

Fast. Accurate. Policy Limits.

Results Include: Requested coverage limits cross-referenced by DOL, Complimentary Umbrella Verification on all personal auto and homeowners policies.

Get ready to unlock the secrets of your client's claim! We'll provide you with powerful insights using the information you already have. Don't forget to include the carrier's name and claim or policy number in your submission. Rest assured, our team inspects and reviews all customer results before forwarding them to you. For commercial policy requests, please allow 5 to 7 business days for processing, while all other policy requests will be processed within 3 to 5 business days. And the best part? If we're unable to find what you're looking for, there's absolutely no charge!

Create a custom treatment plan for your client based on available coverage. This search covers all personal auto policies. Highest accuracy in the industry you can be confident in the accuracy of your provided limits.

Find the applicable coverage for your clients' case offering hassle free limits on all homeowners, landlords, or renters policies. Umbrella pricing matches.

Can be ordered for most commercial policies and coverages including; commercial auto, general liability, UM/UIM, and commercial umbrella policies. Umbrella verification not included.


 Find me a policy!

Results Include: Insurance Carrier, Contact Info, Effective Date, and Policyholder
  • The newest service package to be offered by Pacific Liability Research.
  • Requiring only a $75 deposit, the Cursory search offers an easy and affordable alternative to our Insurance Discovery search when needing to identify any additional coverage or supporting policies.
  • For successful processing, the deposit is applied as a credit to the final invoice.
  • NO charges assessed past initial non-refundable deposit if results unsuccessful.
  • Up to 14 business days processing time 

Utilize this search to perform a due diligence check for policy coverage prior to dropping cases without known coverage. First liability comes from the policy insuring the vehicle. Second liability comes from any policy covering the driver on the date of loss.

This includes renters and landlord policies as well. Research into any applicable umbrella policies, either private or corporate, cost the same if requesting a homeowners policy.

Leave no stone unturned in your required due diligence. Have us review your commercial claims for justified due diligence. Do not be fooled into potentially passing up millions in commercial coverage.


Obtain excess policy offering coverage 

Results Include: Insurance Carrier, Policy Number, Policy effective date verified by DOL, Base Liability

  • $150 non-refundable deposit required
  • For successful processing, deposit is applied as a credit to final invoice.
  • Included with all inconclusive results you will be provided with our summary of findings.
  • Policy found must offer coverage and be active on the date of loss.
  • NO charges assessed past initial non-refundable deposit if unsuccessful.
  • Up to 14 business days processing time

Whether a hit and run or the at-fault party is just not cooperating. Your client is injured and you need to find coverage for this claim. There is no indication of who the carrier could be and all you have is the driver's vehicle info. Request this search to begin an investigation into the unknown carrier providing coverage.

Request a comprehensive search for any potential homeowners or renters policies offering coverage in your case. Typically requested with dog bite cases, ladder falls, and accidental drownings. Search carries a high probability of success. More often than not the requested policy is found.

From commercial trucking to corporate slip and falls and excess policies.  Allow our experts to undergo a liability analysis on your case. Let our experienced staff troubleshoot and identify any potential liability leading to additional policies. Even if unsuccessful our summary of findings can be used to show due diligence prior to UM/UIM dispersal. 


Submit your first request today and gain powerful insight into your client’s injury claim without wasting time or money. Discover the immediate impact our service can provide. Increase your average settlement by 20%. Navigate your client's injury claim with effortless ease offering custom treatment plans utilizing available the available coverage to treat their injury/injuries. Pacific Liability Research will meet this imperative need of our clients with enthusiasm!