Our Pricing
Personal Auto Policy Limits
starting at $140*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Auto Policy limits of the at-fault party verified by date of loss
- 3-5 days average processing time
Personal Umbrella Policy Limits
starting at $160*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Umbrella Policy limits of the at-fault party verified by the date of loss
- 3-5 days average processing time
Personal Auto + Umbrella Policy Limits Bundle
starting at $240*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Auto and Umbrella Policy limits of the at-fault party verified by the date of loss
- 3-5 days average processing time
Commercial Auto Policy Limits
starting at $270*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Commercial Auto Policy limits of the at-fault party verified by date of loss
- 5-7 days average processing time
Commercial Umbrella Policy Limits
starting at $270*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Commercial Umbrella Policy limits of the at-fault party verified by date of loss
- 5-7 days average processing time
Commercial Auto + Umbrella Policy Limits
starting at $370*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Commercial Auto and Umbrella Policy limits of the at-fault party verified by date of loss
- 5-7 days average processing time
Homeowner's Policy Limits
starting at $160*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Homeowner's Policy limits of the at-fault party's residence verified by date of loss
- 3-5 average processing time
Homeowner's Umbrella Policy Limits
starting at $160*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Homeowner's Umbrella Policy limits of the at-fault party verified by the date of loss
- 3-5 days average processing time
Homeowner's Policy + Umbrella Limits
starting at $270*
*standard price when date of loss is within one year
+$30 fee when date of loss is aged 1-3 years
- Find the Homeowner's Policy + Umbrella limits of the at-fault party verified by date of loss
- 3-5 days average processing time
Personal Policy Existence
starting at $499*
*$150 nonrefundable deposit required
- Find the insurance carrier of the at-fault party active on date of loss
- Be able to file your client's claim with verified insurance carrier once found
- $150 nonrefundable deposit to be subtracted from final total upon successful results
- No additional fees after deposit if no insurance carrier found
- Up to 4 weeks processing time
Homeowner's Policy Existence
starting at $549*
*$150 nonrefundable deposit required
- Find the insurance carrier of the at-fault party active on date of loss
- Be able to file your client's claim with verified insurance carrier once found
- $150 nonrefundable deposit to be subtracted from final total upon successful results
- No additional fees after deposit if no insurance carrier found
- Up to 4 weeks processing time
Commercial Policy Existence
starting at $599*
*$150 nonrefundable deposit required
- Find the insurance carrier of the at-fault party active on date of loss
- Be able to file your client's claim with verified insurance carrier once found
- $150 nonrefundable deposit to be subtracted from final total upon successful results
- No additional fees after deposit if no insurance carrier found
- Up to 4 weeks processing time
Expedited Delivery
2 Business Day
+$50
12 Business Hours
+$90
6 Business Hours
+$120
4 Business Day
+$100
12 Business Hours
+$200
6 Business Hours
+$300
Additional Fees
Case requests for AAA, Mercury, Farmers, Farm Bureau, Foremost, 21st Century, State Farm & Bristol West will incur an additional $30 fee.
We do not accept USAA or Wawanesa cases.
Now introducing: Prepaid Bundle options
We are excited to announce the launch of our new prepaid bundling options for your standard research needs. These options include a flat rate for bulk orders with a cost effective price structure.
Need clarification?
Is there really NO charge for no results?
There is absolutely no charge to you if we cannot obtain your requested results. However, it is important to note that a result of "No Coverage" or "Cancelled Policy" will be charged full price. This is because a search that results in these findings verified by the date of loss is still considered to be a successful result, even though we did not find applicable limits.
*Policy Existence searches require a nonrefundable $150 deposit in which you will not be reimbursed upon an unsuccessful search. If your Policy Existence search returns no results, there will be no additional fees.
If you have purchased a prepaid Research Bundle and receive unsuccessful results on a case, your credit for that search will not be used and you may submit another entry to satisfy your prepaid bundle purchase.
What if I don't know the at-fault party's insurance carrier?
If you do not know the at-fault party's insurance carrier, no problem! We will research your case as a Policy Existence request. This means that we will search all applicable data relating to the claim to uncover an active insurance policy on the date of loss. If results are found, you will be provided with the insurance carrier, the policy number, and the policy effective dates. This service does not include a search for policy liability limits, however you can request those for an additional fee.
What are specialty carriers, and why is there an additional fee?
Specialty carriers consist of a list of insurance carriers that require more extensive time and attention. Because of this, they are more expensive for us to research and will require an additional fee of $30 upon completion of successful results. These specialty carriers include:
AAA, Mercury, Farmers, Foremost, 21st Century, State Farm, and Bristol West.
We do not accept USAA or Wawanesa search requests.
Is there a money-back guarantee?
We will gladly refund your money upon verified proof of incorrect results. We stand behind our results 100% and aim for complete accuracy each and every time, however there may be instances of discrepancies between us and our third party data servers. In such instances, we will request that you provide us with a copy of the report indicating differential coverages. We will then rerun your search to verify our findings and locate the error.
What makes Pacific Liability different?
We are proud to be different, and proud to stand out! Pacific Liability Research is dedicated to ensuring accuracy, efficiency, and transparency in an industry that is often lacking those qualities. We employ a sure-fire method of data analysis, research, quality control, and customer service to ensure your satisfaction- every time. All of that, paired with competitive pricing and customization to provide you with endless possibilities in utilizing our service.